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Apple, the Apple logo and Apple Pay are trademarks of Apple, Inc.
Google Pay and the Google Pay logo are trademarks of Google, Inc.
Samsung and Samsung Pay are trademarks of Samsung Electronics, Ltd.
First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking.
Mobile carrier fees may apply for data and text message usage.
Check with your carrier for more information.
Fees may apply for use of certain services in First Citizens Digital Banking.
To be eligible for Free Checking, you must sign up to receive First Citizens electronic statements within 60 days of account opening.
If you do not sign up and receive electronic statements, your account will be converted automatically and without prior notice to you to a Select Checking account and will be subject to the fees and charges applicable to a Select Checking account.
The applicable fees and charges will be debited from your account without further notice to you and will appear on your account statement.
If you overdraw your account, fees may apply.
The Together Card account is a standalone deposit account.
To get additional information or to send a comment about First Citizens Bank, our products and services, please complete the online form below.
You will receive a reply within 2 business days.
Please enter a message Use this space for your Message: Please provide your phone number if you prefer an associate to call you Would you like to know more about our products and services?
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You will receive a reply within 2 business days.
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You will receive a reply as soon as we are able.
First Citizens Bank product offerings differ from region to region.
In order to accurately display information on accounts, rates and special promotions specific to your area, please enter your 5-digit ZIP Code below.
Your Free checking account online no deposit Is Not Supported — Please Upgrade In order to view and use certain First Citizens Bank products, services and webpages, we recommend that you use a current version of one of the following browsers.
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That’s why 360 Checking accounts are available both online and in person at Capital One locations–so that you can bank on your schedule. Visit your nearby Capital One location to open your 360 Checking account and get started with awesome free digital tools (and a top-rated mobile app) to help you manage your money, anytime, almost anywhere.

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Total 25 comments.